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For Home Sellers:
Why Sellers Choose Christine Serwe and Mike Dent - Why home sellers in Durango, The Ranch and RiverGate Lofts choose Christine Serwe and Mike Dent. Free Presentation - Free in-home listings presentation on marketing your Durango, The Ranch and RiverGate Lofts, in La Plata County Colorado property. Property Valuation - How much is your Durango, The Ranch and RiverGate Lofts home worth? What Did That Home Sell For? - What did that Durango, The Ranch and RiverGate Lofts, Colorado property or other real estate sell for? FSBO - Selling your Durango, The Ranch and RiverGate Lofts real estate on your own? Go to Main Sitemap - Main sitemap sections include Find Durango, The Ranch and RiverGate Lofts Homes, For Home Buyers, For Home Sellers, Durango, The Ranch and RiverGate Lofts Information, Real Estate Resources, and About Christine Serwe and Mike Dent.
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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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Christine Serwe & Lawrence "Mike" Dent
The Wells Group
901 Main Avenue
Durango, CO 81301
Direct Office : 970-375-3360
Office Fax: 970-259-5007
Serwe@frontier.net
Working with our team means you can always find friendly and honest service with a quick and professional response to your real estate needs when buying or selling real estate. See the difference!
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