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• Special Offers - Special offers for Durango, The Ranch and RiverGate Lofts homeowners from Christine Serwe and Mike Dent.

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• eNewsletter - Christine Serwe and Mike Dent'sDurango, The Ranch and RiverGate Lofts newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Colorado, and United States.

• Market Conditions Report - Market conditions report for this area, Colorado, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Durango, The Ranch and RiverGate Lofts, Colorado mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Colorado or buy your own Durango, The Ranch and RiverGate Lofts house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Durango, The Ranch and RiverGate Lofts mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Colorado real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Christine Serwe and Mike Dent anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Christine Serwe and Mike Dent's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Christine Serwe and Mike Dent's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Durango, The Ranch and RiverGate Lofts property in Colorado, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Durango, The Ranch and RiverGate Lofts Homes, For Home Buyers, For Home Sellers, Durango, The Ranch and RiverGate Lofts Information, Real Estate Resources, and About Christine Serwe and Mike Dent.

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Titles >Holding Title to A Condo With condominiums becoming increasingly popular among today's homebuyers, it is a good time to clarify the terms of ownership that seem to confuse many people. Condo-type residences most commonly fall into two categories - condominiums and townhouses. A condominium is usually a multi-story structure. Each owner-resident has a deed of ownership for his own unit and owns the space within the unit, but not the land under the structure. Therefore, condo units can be stacked vertically. Condo owners share title to the common areas of the development, including land, exterior of buildings, hallways, roofs and swimming pools -- all areas used by all occupants. Each owner pays property taxes on their unit. Also, a monthly fee is paid to the homeowners' association that is used for managing and maintaining all common areas. A townhouse, or town home community is usually a series of single- or two-story housing units, each linked to each other horizontally by common walls. Each owner hold title to their unit and the land beneath it, thus these units cannot be stacked vertically. Typically, a townhouse unit will be a two-story residence, with the living area downstairs and bedrooms upstairs. Common areas belonging to the townhouse development are owned jointly. Each townhouse owner pays property taxes and association fees. See All Tips In The "Titles" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

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Christine Serwe & Lawrence "Mike" Dent The Wells Group 901 Main Avenue Durango, CO 81301 Direct Office - Chris: 970-375-3360 Direct Office - Mike: 970-375-7033 Direct Office - Kim: 970-375-7340 Office Fax: 970-259-5007 ChristineSerwe@NUMBER1EXPERT.com Mike@MikeDent.com Kim@MikeDent.com Working with our team means you can always find friendly and honest service with a quick and professional response to your real estate needs when buying or selling real estate. See the difference! www.chrisserwe.com is brought to you by Christine Serwe and Mike Dent NUMBER1EXPERT™ in real estate for Durango, The Ranch and RiverGate Lofts, Colorado Read Christine Serwe and Mike Dent's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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