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WOW!!!!! You are BRILLIANT, I tell you, BRILLIANT
WOW!!!!! You are BRILLIANT, I tell you, BRILLIANT!
Theresa W.
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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Durango, Bayfield, The Ranch and RiverGate Lofts real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Durango, The Ranch and RiverGate Lofts, Colorado

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Colorado Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Durango, The Ranch and RiverGate Lofts

First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Christine Serwe and Mike Dent, REALTOR®, real estate agent and broker for Durango, The Ranch and RiverGate Lofts, Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Christine Serwe & Lawrence "Mike" Dent
The Wells Group
901 Main Avenue
Durango, CO 81301
Direct Office - Chris: 970-375-3360
Direct Office - Mike: 970-375-7033
Direct Office - Kim: 970-375-7340
Office Fax: 970-259-5007
ChristineSerwe@NUMBER1EXPERT.com
Mike@MikeDent.com
Kim@MikeDent.com
Working with our team means you can always find friendly and honest service with a quick and professional response to your real estate needs when buying or selling real estate. See the difference!

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